mortgage loans, refinance, poor credit, bad credit

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Send us an e-mail.  We have been successful in locating quality financing and re-financing for home loans for families and or individuals with poor credit.

Financing is available for refinance or new home purchases.  Interest rates vary according to market fluctuates.

See below and complete the short confidential questionnaire, in order to get started.

bad credit mortgage loans

Since the economic meltdown, more people have poor credit than good.

Your credit scores should NOT be the determining factor in weather or not you can purchase a home.  The determining factor has to be "can you afford the monthly payment?"

The chain of wealth here in America and aboard won't allow the opportunity of mortgage interest wealth to disappear from it's portfolio.  There are Lenders (Businesses) making real estate loans to individuals and families with questionable credit,

Our job, should you decide to hire us, is to locate a low interest rate, home loan, that qualifies under your credit score.

It may be necessary for us to help you with a little "clean up" of your credit scores, however, there is rarely a cost for this extra help.  Broker fees are reasonable, risk is limited, loan documentation is necessary.

We have provided trustworthy tax services in the bay area, for over 10 years.  We extend the same professional and quality services in our bad credit mortgage loan program.  A loan that remains constant is our best advisable solution.  If not possible, other types of loans may be the only option
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E-mail the following information:

1.  You4 first name

2.  Loan Amount Needed?

3.  State & City where property is located

4.   FICO Score

5.  Value of Property

6.  Description of Property (2 bedroom single, family home 1 and half bath)

7.  Value of Property


Homeowners, who walk in the front door of a traditional Lender will only be exposed to that "one" Lender.  However, when a home owner or future homeowner walks into a Mortgage Brokers office, he/she are exposed to hundreds of Lenders who have hundreds of different criteria's, that, in many cases, can be adjusted to include a refinance or home loan for individuals with poor credit.

Draw back?  Yes, the drawback is:  Mortgage Brokers generally charge more for setting up the loan.  Going through a hundred or so wholesale Lenders to find one that will accept your location, type of property, age of property, LTV, and FICO score, takes a lot more work than, putting in the numbers, (on the computer software)  for one type of Loan.


FICO Scores and Bad Credit Mortgage Loans

Fact:  FICO  can be changed.  Sometimes it takes longer to increase a FICO score then funding allows, however, these scores can be changed.  As a morrtgage Loan Originator for bad credit mortage loans, it is our business to understand rapid rescore as well as how to negotiate with debtors in order to increase credit scores. 

Sometimes, it takes 7 business days to change a credit score, other times, it may take 7 weeks or longer.  The fact is, any who is serious about increasing their credit score, can do so with correct actions.

 

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